As part of Ochsner LSU Health Shreveport’s continued commitment to improving our price transparency for consumers and empowering patients through better access to price information, we are now offering the following options:
You can now create your own estimates for certain procedures and verify your benefits real time quickly and securely using the MyChart website or the MyChart mobile app.
If you are not a patient, you can create an estimate for certain services by entering your benefit information. You cannot save estimates and will need to manually enter insurance information and benefits using the guest estimate option.
Get an online estimate for certain services and procedures within minutes.
Baffled by premiums, deductibles and out-of-pocket maximums? We know that medical bills and health insurance claims can be confusing.
Watch an overview of how health insurance works.
These terms can help you with understanding your out-of-pocket costs for healthcare services that are not covered by your insurance benefits.
Deductible is the dollar amount you must pay toward your healthcare expenses before your benefits plan begins to pay its share.
Copay (or Copayment) is the fixed dollar amount of healthcare costs for which you are responsible. This is usually a flat dollar amount based on a particular service.
Coinsurance is your share of healthcare costs that you are responsible for paying. This is paid after the deductible is met for the year.
Out-of-Pocket Maximum is the most you will have to pay on your own for your healthcare. This includes your coinsurance and deductible. Afterwards, your insurance company will cover 100% of the covered costs.
For example, if you have a health plan with a $1000 deductible, 20% coinsurance, and a $6000 out-of-pocket maximum. If you had a $50,000 medical bill, you can expect the following to happen:
Deductible: Your $1000 deductible is paid first. That leaves $5000 before reaching your out-of-pocket maximum.
Copay (or Copayment): This is the fixed dollar amount of healthcare costs for which you are responsible. This is usually a flat dollar amount based on a particular service.
Coinsurance: Based on 20% coinsurance, you pay $1000 for every $4000 paid by your insurance company. For the next $25,000 in covered medical expenses, you pay $5000 and your insurance company pays $20,000.
Out-of-Pocket Maximum: After you’ve paid your $1000 deductible and $5000 in coinsurance, you’ve reached your $6000 out-of-pocket maximum.
Call us directly at 318-626-0986 if you have any questions about the pricing and billing estimates.
Please note, all billing estimates are based on information provided by a prospective patient and do not include, among other things, any unforeseen complications, additional tests or procedures, and non-hospital related charges, any of which may increase the ultimate cost of the services provided. A final bill for services rendered at Ochsner Health may differ from the information provided by this website, and Ochsner Health shall not be liable for any differences.
Click here to view our Patient Financial Responsibility Estimate Policy.
Estimates are based on what specific procedures normally cost, including doctor and facility fees and supplies. Actual costs may vary because there is no way to predict exactly what services will be needed. Included in the estimates are anticipated fees for items such as room and board, operating rooms, anesthesia, surgeons and when applicable, assistant surgeons. Charges such as pre-surgical consultations, tests and other supplies are not included in the estimate.
The estimate includes estimated room and board (for inpatients), supplies, nursing care, equipment use, nutritional services, and any services handled by the staff of the hospital within the walls of the hospital. It does not include services listed below:
You may call us at 318-626-1168. You may also request additional information in person from one of our financial counselors located across the system in the hospital locations and clinics.
The amount you owe depends on your insurance plan. Coverage benefits can differ greatly from plan to plan. If you have health insurance, you should contact your insurance company directly to determine what your coverage will be. You may be asked to provide a procedure code, which can be obtained from your physician's office.
Before completing this form, contact your physician's office to get the best description possible of the service that you need and its procedure code. Then, if you have insurance, contact your insurance company and confirm that the services required are "covered services" under your specific plan. If they are “not covered", then you would be considered "uninsured" for these services. When you complete the inquiry form, please have the following information so we may provide you with our best estimate of your financial responsibility: